This Privacy Policy explains how KOCHO GROUP LIMITED collects, uses, stores, and protects your personal data when you visit our website and use our services.
KOCHO GROUP LIMITED ("we," "our," or "us") is committed to protecting your privacy and handling your personal data responsibly. This Privacy Policy describes what information we collect when you use our website, how we process it, and the choices available to you regarding your data.
KOCHO GROUP LIMITED is registered in England and Wales with its office located at 4th Floor, Waverly House, Noel Street, London, W1F 8GQ, United Kingdom. For any privacy-related questions, you may contact us at [email protected].
This policy applies to all visitors of our website, clients who use our financial consulting and educational services, and anyone who submits information through our contact or consultation request forms. By accessing our website, you acknowledge that you have read and understood this Privacy Policy. Changes to this policy will be communicated via a homepage banner at least 14 days before taking effect.
We collect and process the following categories of personal data depending on how you interact with our website and services:
We process your personal data based on the following legal grounds under the General Data Protection Regulation:
Contact form data
Consent (Art. 6.1.a) — you provide explicit consent by submitting a form and checking the consent checkbox. Where a service relationship exists, processing may also be based on performance of a contract (Art. 6.1.b).
Analytics data
Consent (Art. 6.1.a) — analytics cookies are activated only after you accept them through the cookie consent panel.
Marketing and remarketing data
Consent (Art. 6.1.a) — marketing cookies and tracking pixels are activated only after explicit user acceptance.
Security and fraud prevention
Legitimate interest (Art. 6.1.f) — we maintain security measures to protect the website and users from malicious activity.
We divide cookies used on this website into three categories. Each category serves a distinct purpose, and where applicable, requires your explicit consent before activation.
Purpose: Core site functionality, security, session management, and storing your cookie consent preferences. These cookies are necessary for the website to operate correctly and cannot be disabled.
Examples: session_id, csrf_token, cookie_consent_status
Consent required: No — these cookies are activated automatically when you access the website.
Retention: Session duration, or up to 12 months for preference storage.
Purpose: Measuring website traffic, understanding user behavior, and evaluating site performance. We use this data to improve the structure and content of our website.
Tools: Google Analytics 4
Examples: _ga, _ga_XXXXXXX, _gid, _gat
Consent required: Yes — analytics cookies are activated only after you accept them through the cookie consent panel.
Retention: Up to 14 months.
Purpose: Remarketing, personalized ad delivery, and conversion tracking. These cookies allow us and our advertising partners to show you relevant advertisements based on your previous interactions with our website.
Consent required: Yes — marketing cookies are activated only after you explicitly accept them.
Retention: Up to 540 days (Google Ads default).
5.1 Third-Party Ad Serving
Third-party vendors, including Google, use cookies to serve ads based on a user's previous visits to this website and other sites on the internet.
5.2 Advertising Partners
We may work with advertising partners such as Google and Meta to deliver advertisements tailored to your interests across various websites and platforms.
5.3 Remarketing
We may use remarketing services to advertise to previous visitors of our website. After visiting our site, you may see our ads on other websites, apps, or platforms you visit.
5.4 YouTube and Display Network
Advertisements may appear across Google services including YouTube, Gmail, and the Google Display Network.
5.5 Tracking Technologies
We use the following tracking technologies on this website:
5.6 Advertising Measurement
We use conversion tracking to understand which advertisements lead to actions on our website — such as form submissions, calls, or purchases. This allows us to measure campaign effectiveness and allocate budget appropriately. Conversion data may be shared with Google Ads and Meta.
5.7 Technologies in Use
Advertising and analytics technologies active on this site:
5.8 Opt-Out from Personalized Advertising
You may opt out of personalized advertising at any time:
Opting out does not remove ads entirely — you will continue to see non-personalized advertisements.
5.9 Cookie Preference Management
You can manage your cookie preferences at any time by clicking the "Manage cookie preferences" link available in the footer of every page on this website. This opens a panel where you can accept or reject each cookie category independently.
Our cookie consent banner appears upon your first visit and offers three options: "Accept All," "Reject Non-Essential," and "Manage Preferences." Analytics and marketing cookies are not activated until you explicitly accept them. Your choice is stored in your browser's local storage for 12 months. The banner can be dismissed without accepting, which results in only essential cookies being active. A link to this Privacy Policy is included directly in the banner.
Consent Statement
By clicking "Accept All Cookies," you consent to the storing of cookies on your device for analytics and advertising purposes, including personalized advertising delivered by Google and Meta. You may withdraw consent at any time through the cookie preferences panel without affecting the lawfulness of processing that occurred before withdrawal.
EEA / UK Users
Users in the European Economic Area and the United Kingdom receive this consent notice in compliance with the General Data Protection Regulation (GDPR) and UK GDPR. Marketing and analytics cookies are activated solely after explicit, informed, freely given consent under GDPR Article 6(1)(a). Consent is recorded with a timestamp and may be audited upon request.
Withdrawal of Consent
You may withdraw consent at any time by clicking "Manage cookie preferences" in the website footer, or by clearing cookies via your browser settings. Withdrawal does not affect processing that occurred while consent was valid.
We share certain data with advertising partners for campaign delivery and measurement. Recipients and the data categories shared include:
We do not sell personal data. All transfers to Google and Meta operate under Standard Contractual Clauses where applicable. Data is processed for ad targeting and campaign measurement only — not resold to unaffiliated third parties.
Google and Meta may use this data across their own platforms in accordance with their respective policies. We encourage users to review those policies directly.
When you submit a contact form, request a consultation, or register interest in our financial consulting or educational services, we collect the information you provide. This typically includes: full name, email address, phone number, your selected service or course, and your message or comments.
Legal basis: Consent (GDPR Art. 6.1.a) and, where a service relationship exists, performance of a contract (GDPR Art. 6.1.b).
Retention: Form submission data is retained for up to 2 years from the date of submission, unless a longer period is required by applicable law.
You may request deletion of your data at any time by contacting us at [email protected].
A link to this Privacy Policy appears adjacent to every submission button on this site. Submitting a form constitutes acknowledgment of this policy.
This website uses the following Google services:
Google Analytics 4
Collects anonymized usage data, device info, and behavioral signals. IP anonymization is enabled. Data retention is set to 14 months. Users may opt out via the Google Analytics Opt-out Browser Add-on: https://tools.google.com/dlpage/gaoptout
Google Ads Conversion Tracking
Records when a user completes a defined action (form submission, call, purchase) after clicking one of our ads. This data is used solely for measuring ad campaign performance.
Google Remarketing
Allows us to show ads to previous visitors across Google's network. Remarketing lists are not created from sensitive data categories (health, finance, religion, sexual orientation).
Google Tag Manager
Deploys tracking tags on our behalf. No personal data is collected by GTM itself; it acts as a container for the tags listed above.
Google's advertising products are governed by: https://policies.google.com/technologies/ads
This website uses the Meta Pixel to measure the effectiveness of our advertising on Facebook and Instagram. The pixel may record:
We do not use the Meta Pixel to collect sensitive personal data, nor to target users based on health status, financial situation, religion, political views, sexual orientation, or any other special-category attribute prohibited under Meta's advertising policies.
Meta acts as an independent data controller for data collected via its Pixel and processed within its own platform. Refer to Meta's Data Policy: https://www.facebook.com/privacy/policy
To manage your ad preferences on Meta platforms, visit: https://www.facebook.com/adpreferences/
We retain personal data only for as long as necessary to fulfill the purposes described in this policy. Specific retention periods per data category are:
| Data Category | Retention Period |
|---|---|
| Contact form submissions | 2 years from date of submission |
| Analytics data (Google Analytics 4) | 14 months |
| Marketing cookies (Google Ads) | Up to 540 days |
| Email communications | Duration of relationship + 1 year |
| Server logs | 90 days |
| Cookie consent records | 3 years (audit requirement) |
If you are located in the European Economic Area or the United Kingdom, you have the following rights regarding your personal data:
Access (Art. 15)
Request a copy of the data we hold about you.
Rectification (Art. 16)
Correct inaccurate or incomplete data.
Erasure (Art. 17)
Request deletion ("right to be forgotten").
Restriction (Art. 18)
Limit how we process your data.
Portability (Art. 20)
Receive your data in a structured, machine-readable format.
Objection (Art. 21)
Object to processing based on legitimate interest.
Withdraw Consent (Art. 7.3)
Revoke consent at any time without penalty.
To exercise any right, email us at [email protected]. We will respond within 30 days. You also have the right to lodge a complaint with your local supervisory authority:
Personal data collected through this website may be transferred to and processed in countries outside the European Economic Area, including the United States, where Google LLC and Meta Platforms, Inc. are based.
These transfers are conducted under Standard Contractual Clauses (SCCs) approved by the European Commission, which provide appropriate safeguards for personal data. A copy of the applicable SCCs can be requested by contacting us directly at [email protected].
This website is not directed at individuals under the age of 16. We do not knowingly collect personal data from minors. If we discover that data has been collected from a person under 16 without verifiable parental consent, we will delete it promptly. Contact us at [email protected] if you believe we have received data from a minor.
This website does not promote, sell, or facilitate access to prohibited product or service categories including but not limited to: weapons, controlled substances, counterfeit goods, gambling services (unlicensed), adult content, or services that make misleading health or financial claims. All advertising conducted through Google Ads and Meta Ads complies with the respective platform policies in full.
The content of this website accurately represents the services advertised by KOCHO GROUP LIMITED. No bait-and-switch practices are employed. The experience delivered to users arriving from paid advertisements is identical to the experience for all other visitors. Cloaking, automatic redirects, and content variation by traffic source are not used on this website.
Data Controller: KOCHO GROUP LIMITED
Address: 4th Floor, Waverly House, Noel Street, London, W1F 8GQ, United Kingdom
Email: [email protected]
Phone: +44 20 7183 4580